The market town of Tenbury Wells in Worcestershire is currently facing significant challenges related to flooding risks. Following seven floods in the past four years, local officials announced that three town-owned buildings, including a theatre and historic pump rooms, are now uninsured. Independent retailers are similarly affected, leading some to close their businesses, resulting in a rise in vacant properties.
Tenbury Wells, situated between the River Teme and Kyre Brook, is at a heightened risk of flooding due to its geographic location. This issue is not isolated to Tenbury, as reports indicate that areas across the UK are likely to see increasing flood risks. Last year, UK insurers reported a record £585 million in payouts for weather-related damage, driven by severe storms that impacted various regions, including Henley and Tewkesbury.
According to an analysis by Aviva, the number of properties in England at risk of flooding may increase from 6.3 million to 8 million by the year 2050. Certain neighborhoods in south-east London, as well as the towns of Boston and Skegness in Lincolnshire, could see up to 90% of their homes affected.
Current funding for flood defenses falls short of the £1.5 billion annually recommended by the National Infrastructure Commission. Recent budget discussions have suggested future funding plans are under review, emphasizing a focus on enhancing support for councils in economically challenged areas. Furthermore, natural flood management methods, such as tree planting and wetlands, will be prioritized from next April.
In the broader context, national flood defenses are reportedly in a state of disrepair, raising concerns among local officials and citizens alike. The implications of these local conditions may reflect a larger trend seen in other regions, including the U.S., where insurance markets are similarly strained by climate-related events, prompting discussions around policy and adaptation strategies.
Source: https://www.theguardian.com/commentisfree/2025/oct/14/the-guardian-view-on-the-rising-risk-from-flooding-uninsurable-buildings-should-focus-minds-on-climate-adaptation